According to journalists, the new tax will affect citizens with deposits of less than 1 million rubles.
According to media reports, Russians with less than a million rubles in their accounts may be subject to the tax on income from deposits.
Initially, this tax was positioned as a tax on deposits of more than a million rubles, but according to the results of the past year, bank customers with savings less than the specified amount, but who received interest of more than 42.5 thousand rubles, fell under it.
This became possible due to the fact that the key rate of the Central Bank of the Russian Federation was doubled over the year, and in parallel, rates in banks increased.
By law, the tax cannot be levied on income that is received by multiplying the Bank of Russia rate at the beginning of the year – 4,25% – for 1 million rubles .
Thus, according to the results of the past year, a tax notice may come to holders of deposits from 700 thousand rubles.
This assessment is given by RBC with reference to specialist Lidia Kashirina.
The publication notes that a bank customer with an initial amount of a single deposit of 710 thousand rubles and a rate of 4.5%, who transferred funds at an interest rate of 8% in August, could earn 42.85 thousand rubles as interest for the year, which would lead to a 13% tax charge from 350 rubles, or 45.5 rubles.
Experts note that when forming a tax, the size of the deposit is not the most important factor, since all interest reduced by deduction is taken into account.
The difference between income on deposits and 42.5 thousand rubles will be taxed.
Earlier, topNews wrote that four new taxes will be introduced in Russia in 2022. Journalists told about the innovations.