Experts told about pensions, allowances, child benefits and other things.
Since April 1, new laws in the fields of social policy, motor transport, payments and others will come into force in Russia. In an interview with “MK” economists explained how things will change in the lives of Russians from April 1.
A new “child” payout is being introduced
From April 1, low-income families with children aged 8 – 16 can claim benefits, the amount of which, depending on the region, is 50%, 75% or 100% of the subsistence minimum.
The Ministry of Labor clarifies that the amount will be 6,000 – 12,000 rubles. The percentage will depend on the specific amount that is needed for the family to get out of the poverty line.
You can apply for benefits from May 1. At this point, the child should be 8 and not 17 years old.
The Ministry of Finance allocates 455 billion rubles to finance the payment.
According to the expert “MK”, difficulties will be with the calculation of income, which is recorded for the past year. But a person could lose his job in the current one.
The procedure for assigning benefits will become easier
From the first day of April, when assigning social benefits, family-owned and arrested (wanted) motor vehicles and housing will not be taken into account in the family’s total income.
The same applies to property, transport and housing that people have bought through targeted subsidies.
The family income will exclude the funds that she received for the development of her own business, matkapital, tax deductions, money from the state that was received for the acquisition of property.
As for the “zero income” of pregnant Russians, if six months of pregnancy coincided with the period of calculation of the average per capita income, a pregnant unemployed woman is entitled to a lump sum payment. The second condition under which a pregnant woman can also receive payment – if the application for it was submitted after the 12th week of pregnancy.
Indexation of social pensions
Starting this month, social pensions will be indexed by 8.6%. They can be obtained by Russians who do not have enough years of experience to charge insurance. The Ministry of Labor clarifies that there are about 4 million such people. Funds that will be spent on innovation – 33.7 billion rubles.
Social payments will be credited to the bank card according to the new scheme
The rules for transferring pensions, allowances and other payments to a bank card are changing. If the client agrees, the bank will transfer the details of his account to the ESIA. The latter can be accessed through Public Services, and a Russian will be able to consent to the use of details to receive social payments without physically walking through organizations.
Also, the FIU and social protection will be able to track the relevance of the details for the prevention of erroneous disbursement of funds. When the bank account is closed, the data about this will be received by the ESIA the next day
Changes in the fast payment system
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Banks connected to the SBP will be required to provide customers with a mobile application for payments. Those of them who will receive a license will have to give Russians a chance to pay by QR code, with the exception of housing and communal services.
Preferential mortgage terms are changing
The interest rate on a preferential mortgage on new buildings will increase from 7% to 12% per annum. Also, for Moscow and the region, St. Petersburg and the Leningrad region, the loan amount will be up to 12 million rubles, for the rest — up to 6 million. The new conditions work from April 1 to July 1.
As for family mortgages at 6%, Far Eastern mortgages at 2% and rural mortgages at 3%, their conditions will not change.
Discount on the CTP policy for driving without accidents
Once a year, on April 1, the bonus-malus coefficient (KBM) is recalculated, which is provided for accident-free driving. From this date, it will be installed as a new one for absolutely all drivers, regardless of their getting into an accident.
Those who have not been in an accident for the last ten years will receive a coefficient of 0.46 (not 0.5) on the CTP policy, the discount amount is 54%. And the cost of their CTP policy will be less than the minimum by 8%.
At the same time, the maximum coefficient for car owners who have been in an accident several times will increase: from 2.45 to 3.92, and the policies will increase in price by half.
More functions on Public Services
From April 1, Russians from 14 to 18 years old will be able to register for Public Services. If the child is under 14, parents who already have an account can register for him.
This will provide an easier way for students to access digital resources, for example, to use an account to log into an electronic diary, clarify homework, inform about admission to a university or college.
Completion of the cashback tour purchase program
The 6th stage of the travel compensation program in Russia will be completed this month. Even before April 30, Russians will be able to choose a tour, cruise or hotel, receiving 20% cashback.
Recall that the maximum amount of compensation is 20,000 rubles. You need to pay for the trip using the Mir card, after which, after 5 days, compensation automatically comes to it. The rest should last at least two nights.
The proposals are presented on the Rostourism portal.
You can go on a trip according to the program from March 15 to July 1.
Earlier, Topnews wrote that it will change in the lives of Russians from March 1.
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