The lawyer explained which periods should not be taken into account in the seniority, so as not to receive less.
Lawyer, assistant of the Department of Labor and Social Law of St. Petersburg State University Fatima Nogailieva, in an interview with the media, explained that in some cases the pension may decrease due to seniority.
According to her words, the agency “Prime ”, the desire of Russians to specify as many billing periods as possible when making payments can lead to the opposite effect. The expert explained that the modern formula for calculating pensions does not take into account the length of service – the insurance part depends on the size of the individual pension coefficient.
In this regard, Nogailieva explained, it is necessary to take into account periods that may affect the amount of payments. The first of them is the period of obtaining professional education. Previously, the legislation took into account the period of study in universities, colleges, postgraduate studies, doctoral studies and residency in the total length of service. And so far, those who have completed training before 2022 can include these years in the experience. But then the calculation of the pension will be carried out according to the previously valid rules.
She explained that the pension, which is calculated according to the old rules, is limited to the amount of 555.96 rubles. Because of this, the FIU, without asking pension recipients, does not include the educational period in the insurance experience. It is more beneficial for pensioners.
The second billing period – caring for a child until he reaches one and a half years. It is included in the total length of service of the insurance pension on special conditions. By law, a parent receives additional pension points per year – 1.8 for the firstborn, 3.6 for the second, 5.4 for the third and fourth. There is a condition: before the vacation, the parent had to work, and his activities were subject to insurance premiums.
When the pension is accrued, the points are converted into rubles. The price of points is set by the Government of the Russian Federation for a year. So during the period of raising a baby, you can get an increase to your pension, but this does not always happen.
According to the expert, if a parent’s vacation happened before 2022, then it is included in the total length of service. If the mother demands the accrual of pension points, she will get what she wants, but she will exclude one and a half years from the total length of service of the FIU. Nogailieva explained that in this case, the internship coefficient and the pension amount will decrease.
The third period with which Russians should be careful is working hours in the regions of the Far North and in areas equated to them in one and a half terms.
Until 2022, activities in these regions were included in the length of service in the ratio of – year of work – one and a half years of experience. But now, if you include “ northern experience ” in the general according to the old rules, then the pension will also be assigned according to them. And again, as in the case of the period of education, the pension will be less.
The expert explained that when calculating pension payments, all the rights of Russians are taken into account – and experience, and military service, and child care, and so on, but the calculation option that is most beneficial to the future pensioner is chosen.
Earlier, Topnews wrote that the State Duma proposed paying the 13th pension to old-age pensioners.