Credit institutions can sell currencies to customers as much as other customers have sold them.
The media note that after the Central Bank announced permission to sell currency (dollars and euros) to Russians from April 18, a strange situation has developed in Russian banks.
Recall that credit institutions can only sell the currency that came to their cash desks, that is, was sold by customers, after April 9.
The reason the regulator calls the lack of supplies of foreign means of payment in connection with anti-Russian sanctions.
As “MK” informs, there is not a large number of visitors in the exchangers. Theoretically, it is allowed to buy any amount. However, they can actually buy dollars and euros in the right amount only if there is such an amount in the bank’s cash register. Namely, other customers sold the required number of banknotes.
The most profitable exchangers for Muscovites, as indicated by the media, are located in several districts of the capital, namely on Taganka or Presnya, at the beginning of Leninsky or Leningradsky Avenues, etc.
According to the employees of one of the branches on the Garden Ring, only three people came to buy currency for $600 and 2,000 euros.
Another employee of the department at the metro station “Tulskaya ”, noting the absence of visitors, suggested that people simply are not used to the rapidly changing rules. And there is currency in the cash register.
The exchange rate itself is set according to the formula: exchange plus 10 rubles. According to media expert Viktor Gritsai, there is no need to wait for the ruble to fall soon. Customers need to understand in what sizes and for how long the currency is required.
According to him, it is profitable to purchase dollars and euros in two cases: either for a trip abroad, or if you do not plan to spend the amount during the year.
“Not all accumulations, of course, namely “fat stock””, – Gritsai emphasized.
According to the analyst, the Russians should have enough rubles in their hands to cover unpredictable expenses. For example, repair of a refrigerator or a car.
The expert does not recommend playing on the jumps of the course, because there is a very high risk of losing money, and not acquiring a surplus. As in 1998, it will not be possible to earn money, Gritsai believes.
He explained that those who bought dollars at the end of February paid 80 rubles for one, and only 75 rubles will be able to sell them this April, so long-term planning in such a situation is unprofitable and dangerous.
Earlier, the Central Bank of the Russian Federation announced a reduction in the key rate to 17%.