The Russian financial regulator has relaxed the conditions for transfers to individuals.
The Central Bank of the Russian Federation has suspended transfers abroad from the accounts of individuals =non-residents from unfriendly countries working in the Russian Federation for a period of six months.
This is stated in the message of the regulator.
In addition, for the same six-month period, transfers abroad of funds of non-resident individuals and legal entities from the accounts of brokers of the Russian Federation are suspended.
At the same time, the Bank of Russia decided to soften measures to transfer funds to countries that did not support the sanctions.
Every month individuals have the right to make a transfer from their account in the Russian Federation to such countries, but for an amount not exceeding 10 thousand dollars.
Previously, this amount was limited to 5 thousand dollars.
Earlier, topNews wrote that from April 1, 2022, Western Union stops transfers within Russia. At the same time, transfers abroad will be carried out in the normal mode.
Experts told about pensions, allowances, child benefits and other things.
Since April 1, new laws in the fields of social policy, motor transport, payments and others will come into force in Russia. In an interview with “MK” economists explained how things will change in the lives of Russians from April 1.
A new “child” payout is being introduced
From April 1, low-income families with children aged 8 – 16 can claim benefits, the amount of which, depending on the region, is 50%, 75% or 100% of the subsistence minimum.
The Ministry of Labor clarifies that the amount will be 6,000 – 12,000 rubles. The percentage will depend on the specific amount that is needed for the family to get out of the poverty line.
You can apply for benefits from May 1. At this point, the child should be 8 and not 17 years old.
The Ministry of Finance allocates 455 billion rubles to finance the payment.
According to the expert “MK”, difficulties will be with the calculation of income, which is recorded for the past year. But a person could lose his job in the current one.
The procedure for assigning benefits will become easier
From the first day of April, when assigning social benefits, family-owned and arrested (wanted) motor vehicles and housing will not be taken into account in the family’s total income.
The same applies to property, transport and housing that people have bought through targeted subsidies.
The family income will exclude the funds that she received for the development of her own business, matkapital, tax deductions, money from the state that was received for the acquisition of property.
As for the “zero income” of pregnant Russians, if six months of pregnancy coincided with the period of calculation of the average per capita income, a pregnant unemployed woman is entitled to a lump sum payment. The second condition under which a pregnant woman can also receive payment – if the application for it was submitted after the 12th week of pregnancy.
Indexation of social pensions
Starting this month, social pensions will be indexed by 8.6%. They can be obtained by Russians who do not have enough years of experience to charge insurance. The Ministry of Labor clarifies that there are about 4 million such people. Funds that will be spent on innovation – 33.7 billion rubles.
Social payments will be credited to the bank card according to the new scheme
The rules for transferring pensions, allowances and other payments to a bank card are changing. If the client agrees, the bank will transfer the details of his account to the ESIA. The latter can be accessed through Public Services, and a Russian will be able to consent to the use of details to receive social payments without physically walking through organizations.
Also, the FIU and social protection will be able to track the relevance of the details for the prevention of erroneous disbursement of funds. When the bank account is closed, the data about this will be received by the ESIA the next day
Changes in the fast payment system
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Banks connected to the SBP will be required to provide customers with a mobile application for payments. Those of them who will receive a license will have to give Russians a chance to pay by QR code, with the exception of housing and communal services.
Preferential mortgage terms are changing
The interest rate on a preferential mortgage on new buildings will increase from 7% to 12% per annum. Also, for Moscow and the region, St. Petersburg and the Leningrad region, the loan amount will be up to 12 million rubles, for the rest — up to 6 million. The new conditions work from April 1 to July 1.
As for family mortgages at 6%, Far Eastern mortgages at 2% and rural mortgages at 3%, their conditions will not change.
Discount on the CTP policy for driving without accidents
Once a year, on April 1, the bonus-malus coefficient (KBM) is recalculated, which is provided for accident-free driving. From this date, it will be installed as a new one for absolutely all drivers, regardless of their getting into an accident.
Those who have not been in an accident for the last ten years will receive a coefficient of 0.46 (not 0.5) on the CTP policy, the discount amount is 54%. And the cost of their CTP policy will be less than the minimum by 8%.
At the same time, the maximum coefficient for car owners who have been in an accident several times will increase: from 2.45 to 3.92, and the policies will increase in price by half.
More functions on Public Services
From April 1, Russians from 14 to 18 years old will be able to register for Public Services. If the child is under 14, parents who already have an account can register for him.
This will provide an easier way for students to access digital resources, for example, to use an account to log into an electronic diary, clarify homework, inform about admission to a university or college.
Completion of the cashback tour purchase program
The 6th stage of the travel compensation program in Russia will be completed this month. Even before April 30, Russians will be able to choose a tour, cruise or hotel, receiving 20% cashback.
Recall that the maximum amount of compensation is 20,000 rubles. You need to pay for the trip using the Mir card, after which, after 5 days, compensation automatically comes to it. The rest should last at least two nights.
The proposals are presented on the Rostourism portal.
You can go on a trip according to the program from March 15 to July 1.
Earlier, Topnews wrote that it will change in the lives of Russians from March 1.
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The media herd knows what else the government of the Russian Federation plans to do, in addition to the introduction of a new monetary unit.
The Russian authorities intend to offer a new fuel payment scheme to unfriendly countries – gas buyers from Europe.
According to RBC, the new scheme includes the mandatory establishment of an account in a Russian bank and in rubles.
Referring to its sources in the Ministry of Finance, the publication clarifies that foreign gas buyers will not be able to transfer the payment to the supplier company otherwise. The last one is Gazprom.
Later, Russian President Vladimir Putin officially announced a similar form of payment for gas with unfriendly countries.
According to the document signed by the Russian leader, Russia will consider non-fulfillment of obligations under gas contracts by unfriendly countries if they do not pay in rubles from April 1.
At the same time, the president explained, if the unfriendly states refuse to make payments in rubles, then the existing contracts for the purchase of Russian gas will be frozen.
Gazprombank has been appointed as the authorized bank to open ruble accounts.
Recall that in March of this year, Vladimir Putin announced that European countries unfriendly to Russia will be able to pay with Moscow only in rubles.
In response, the United States and a number of EU countries announced the breakdown of the agreements, because judging by the contracts, all payments had to be made in foreign currency.
The day before, as Topnews wrote, according to the same publication, the Ministry of Finance wants to introduce a new currency, a monetary unit with which friendly countries will be able to pay for fuel supplies.
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In fact, restrictions have been relaxed in relation to an entire industry in Russia.
The American authorities have revised some positions in relation to anti-Russian sanctions.
So, Washington attributed mineral fertilizers to essential goods.
Thus, sanctions against Russian agricultural products were actually weakened.
In the USA, they fear a shortage of mineral fertilizers from Russia. According to the country’s leadership, these chemicals are essential items and should always be stable in the country, but due to trade and logistics restrictions, problems with supplies may arise.
Nevertheless, the Ministry of Finance has issued an extraterritorial document regarding mineral fertilizers, which will be observed by all the country’s allies.
As a result, the US and the EU may even cancel the current duties on mineral fertilizers from Russia.
As Kommersant writes with reference to experts, Europe is also heavily dependent on the supply of mineral fertilizers from Russia, so it is likely to follow the example of the United States.
Earlier, topNews wrote that the political scientist told when the US anti-Russian sanctions would be lifted.
The specialist explained why this step could be taken by Washington.
The Agency proposes to limit such conditions of internal transactions.
The media became aware of a new initiative of the Federal Antimonopoly Service.
According to RBC, the FAS has developed a bill that introduces a ban on such a condition of internal contracts as the price of the contract in foreign currency. The consequences of such a decision may be the termination of long-term contracts and the transition to full prepayment of goods.
In turn, Vedomosti they clarify that the initiative belongs to the Government of the Russian Federation.
The explanatory note to the bill states that it is among the priority measures to stabilize the Russian economy. If the law is adopted, amendments to the Civil Code of the Russian Federation, Articles 317 and 424 will follow.
Already concluded contracts will need to be changed within thirty days from the date of entry into force of the law. In case of refusal of the parties, the terms of the contract will be executed at the exchange rate of the ruble on January 1 of this year.
It is important that the innovation does not affect foreign trade agreements.
The FAS media reported that the project has already been approved by the Ministry of Finance, and on March 31 it will be discussed by the Presidential Council for Improving Civil Legislation.
According to RBC experts, the law may lead to the loss of a number of contracts, as well as provoke the refusal of entrepreneurs from long-term transactions.
As Topnews wrote earlier, in March, Russian President Vladimir Putin announced Russia’s decision to accept payment for gas supplied to Europe in rubles.
The Kremlin has made a new statement about the upcoming sale of gas for rubles.
The Network is actively spreading the message about the purchase of the Vatican Bank rubles for 10 million euros. Allegedly, Istituto per le Opere di Religione purchased a huge amount of rubles from the Russian Central Bank to pay for gas with them.
Thus, the Vatican would have submitted to the new scheme proposed by Vladimir Putin.
Earlier, the president said that Russia would sell gas for Russian rubles. By March 31, the government has been instructed to develop the entire process of fuel shipment to Europe.
The information about the purchase of gas for rubles by the Vatican bank was reacted to by the media and Telegram channels Readovka, “Bloody Lady” and others.
“His Eminence promised us heavenly bliss on Gaza,” writes Maxim Shevchenko.
Later it turned out that the message about 10 million euros converted into rubles was taken from a humorous tweet.
He appeared online on March 28, the journalist Yulia Vityazeva notes.
Meanwhile, the Kremlin clarified that payment for gas in rubles will not begin on March 31. As Dmitry Peskov, Vladimir Putin’s press secretary, says, this process is “stretched over time.” Technologically, this is difficult to do.
“It’s not like everything that will be delivered tomorrow has to be paid by tomorrow evening,” says Peskov.
By the way, Bulgaria is also against paying for gas in rubles. They recalled that the contract spelled out dollars and euros.
French President Macron reminded Vladimir Putin of the same thing in a telephone contract the day before.
As Topnews previously reported, European countries refuse to pay Russia in rubles for gas. In this case, the change in the terms of contracts will be unilaterally on the part of the Russian Federation.
Ukraine also does not see an opportunity to pay everything in rubles, for this, EU countries must pay for gas in such a currency, and not in euros and dollars.
Meanwhile, the speaker of the State Duma Volodin proposes to transfer some of the other exported goods to payment in rubles.
Against the background of Russian President Vladimir Putin’s statement about the need to charge for gas supplies to Europe in rubles, Russian gas supplies via the Yamal-Europe pipeline have dropped to zero on the German-Polish border.
It happened on the afternoon of March 29.
According to Reuters, referring to the Gascade operator, at 13:00 local time (14:00 Moscow time), gas flows to Poland from Germany through Malnov amounted to 1,451,155 kWh /h, but then they fell to zero.
Russian gas supplies to Europe via two other significant pipelines remain at a stable level.
TASS notes that during the auction on March 29, Gazprom booked part of the capacity to pump gas through Poland to Germany for a full gas day, but the agency clarifies that supplies are still not guaranteed, since Gazprom does not use reserve capacity every day. once.
Earlier, the head of the German Economy Ministry said that Germany would not pay for gas in rubles, thereby violating contracts.
He was supported by French President Emmanuel Macron, who said in a telephone conversation with Vladimir Putin the day before that it was impossible to pay for Russian gas in rubles.
The conversation between the leaders of the two countries took place before the next stage of negotiations between Russia and Ukraine in Turkey and lasted about an hour.
Meanwhile, the LDPR proposed to stop exporting Russian gas to Europe through Ukraine until the end of Russia’s special operation in Ukraine.
In turn, the speaker of the State Duma Vyacheslav Volodin said that it is necessary to expand the list of goods exported for rubles.
“It would be right where it is profitable for our country to expand the list of goods exported for rubles: fertilizers, grain, oil, oil, coal, metals, timber, ”, – Telegram channel 112 quotes him.
Earlier, topNews wrote that Europe refused to pay for Russian gas in rubles.
This statement was made by the head of the European Commission.
Experts described unemployment scenarios in the country.
The Center for Strategic Research of the Russian Federation has issued a forecast according to which the number of jobs in Russia will be reduced by 2 million by the end of this year.
As a result, unemployment will not be the current 4.4%, but 7.1–7.8%. If acute consequences can be avoided, then it will grow only to 6.4–6.5%.
The CSR believes that the employment structure itself may change in the country. Cuts are expected in the automotive industry, metallurgy and construction. The need for light industry and IT industry workers will increase.
As Kommersant clarifies, experts name two scenarios for the development of events. Either unemployment will rise to 6.4–6.5% and will remain for the coming years, or due to job losses to 7.1-7.8% by December, but by the summer of next year the labor market will recover.
CSR believes that the second scenario is more likely, since many of the non-operating companies have retained staff.
The publication reports that the Russian Government has not yet announced its strategy, and has not given a GDP forecast for 2022. According to the head of the Ministry of Labor Anton Kotyakov, mass layoffs have not yet been registered.
We are talking about cuts of about 50,000 people, 14,000 on unpaid leave.
CSR predicts that the number of jobs will decrease in the automotive industry, household appliances, metallurgy, fertilizer production, construction and the sales market. The demand for workers will affect textile production, the IT sector, the production of clothing, leisure goods, the production of microelectronics and telecom equipment.
This demand will partially cover the closure of jobs, but it will require Russians to update their work skills.
The situation with unemployment will not affect the outflow of migrants, because the level of wages in Russia remains high for them compared to incomes at home. They also have no problems with transferring earnings abroad.
However, the experts’ forecast, according to Kommersant, may be affected by changes in labor legislation.
The publication reports that amendments to the Labor Code of the Russian Federation and the Federal Law “On Employment of the Population” are being prepared.
Earlier, Topnews wrote about which periods of unemployment are included in the length of service for pension accrual.
Experts have indicated countries that can make such a decision to Russia.
The media reports on the proposal of economists from the Institute of National Economic Forecasting of the Russian Academy of Sciences and the Center for Macroeconomic Analysis (CMACP) to create a new payment unit.
According to their plan, it should be used for settlements with friendly countries.
According to RBC, which has an analytical note by the authors of the project, its creation was influenced by the introduction of unilateral anti-Russian sanctions by the West. In particular, we are talking about retaliatory measures within the framework of Moscow’s demand for Europe to pay for gas in rubles.
Economists have suggested that the non-dollar settlement may be of interest to the EAEU countries, as well as India, China, Iran, Turkey and a number of other countries.
Thus, they will be able to reduce dependence on reserve currency reserves through which they are influenced by issuing countries.
The rate of the new unit will depend on the weighted average price of resources on the world market, the publication explains.
The process of converting a new unit into national currencies and back will be carried out by the clearing center of the system. The emergence of a secondary market for a new currency is also likely, which will allow countries to use it as a reserve.
As Topnews wrote, the requirement for European countries to pay for gas supplies in rubles was put forward on March 23 by President Vladimir Putin.
The volume and cost of fuel will remain in accordance with the contracts. In response, German Prime Minister Scholz said that the price in the contract is not indicated in rubles, but in other monetary units.
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The OBI building materials network, on the contrary, resumes work.
On Tuesday, March 29, new organizations joined the list of companies that left the market in Russia. Thus, the American company Johnson & Johnson decided to suspend the supply of personal hygiene products to the Russian Federation.
On the eve of the sale of assets in Russia, the Danish beer company Carlsberg announced. The company’s release says that after the sales are completed, the company will not be present in the country. It was a “difficult and urgent decision.”
Meanwhile, Carlsberg owns 140 brands – Russians know the company from Carlsberg, Tuborg, Kronenburg beer, etc. In Russia in 2021, Carlsberg received revenue of $ 960 million.
At the same time, the Baltika company – Carlsberg’s daughter – will remain on the Russian market.
The Dutch brewing concern Heineken also announced the transfer of the business to a new owner and withdrawal from the Russian market.
“We have come to the conclusion that owning a business in Russia is no longer sustainable and expedient in the current conditions,” the company, which is the second largest beer producer in the world, made a statement.
According to RBC, they requested to suspend the license for the release and sale of the Bud beer brand in Russia. With such a decision, the Ab InBev brewing company appealed to the shareholder.
By the way, the media reported that the OBI chain of construction and household goods stores, which also suspended work in March, decided to resume operations. After the technical failure is eliminated, allegedly stores in St. Petersburg and Moscow will start working. And in April, all 27 OBI stores operating in Russia will reopen.
Soon, OBI refuted these data: all stores will remain closed for the long term.
At the same time, the French chain of sporting goods stores Decathlon will suspend its activities. About 57 stores of this brand have been opened in Russia so far.
As Topnews wrote earlier, the expert told when global companies will start returning to Russia. They can do this by the summer – especially those who can be replaced by domestic companies in the Russian Federation.
