Future pensioners should hurry up, the economist believes.
Associate Professor of the Department of the RF Chamber of Commerce and Industry “Human Resource Management ”, scientist-economist Lyudmila Ivanova-Shvets told the media how “to buy experience ” for those who do not have enough pension points and experience for old-age pension registration.
Recall that the law requires compliance with several conditions: reaching a certain age, seniority and coefficients. But those who worked for a gray salary, without paying social contributions, face difficulties in obtaining a social pension.
In an interview with the agency “Prime” Shvets said that the topic is also important for those who need to think about their retirement independently, namely for self-employed Russians.
According to her, there is a transition period in Russia until 2024, so each of these years has its own experience and points in the conditions.
After 2024, Russians will need at least 15 years and 30 points to retire.
By law, “ you can buy ” 50% of the experience – 7.5 years. To do this, you need to write to the FIU, sign a contract and transfer at least 36,669.6 rubles in 2022. For self-employed citizens, the amount is constant – it is 34,445 rubles.
“This amount will make it possible to add 1 year of experience and 1,076 points”, — Shvets explained.
According to the economist, it will not be possible to jump on the train at the last moment in “8221;. You need to take care of your pension in advance. So, 12 months before retirement and with a shortage of, for example, two years, the future pensioner will not have time to pay the entire amount.
The problem is that pension points are accrued for a year, so you will have to work for another 12 months to become a pensioner.
Russians can also get the maximum amount of points: to do this, you need to deposit 293,356. 8 rubles and get 8.52 points. However, the credited experience in this case will be only 1 year, Shvets explained.
Earlier, Topnews wrote that since June 1, pensions, the living wage and the minimum wage have been increased by 10% in Russia.
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